What’s Covered - in a Complete CoverageSM plan

Accidents

Accident coverage can help you care for your pet when they get hurt without as much worry about the cost. It covers injuries and emergency accidents like bite wounds, cuts, broken bones, swallowed objects, and toxic ingestion’s. It also covers all sorts of diagnostic services and treatments prescribed for accidents, such as X-rays, MRI, ultrasounds, blood work, sutures, medications, hospitalization, and surgery.

Illnesses

With illness coverage, you can get reimbursed for the eligible costs of major and minor illnesses, such as cancer, arthritis, hypothyroidism, ear infections, digestive problems, and urinary tract infections (UTIs). Coverage spans from diagnosis through treatment, helping ease financial strain while you focus on your pet’s recovery. This support provides added peace of mind during the stressful experience of caring for a sick companion.

Hereditary and Congenital Conditions

This coverage helps with the costs of inherited conditions and birth defects that may not show symptoms until later in life, such as heart disease, intervertebral disk disease (IVDD), eye disorders, and hip dysplasia. While some pet insurance providers offer this as an optional add-on for an additional cost, Complete CoverageSM includes hereditary condition coverage as part of the base plan.

Behavioral Issues

Behavioral issues like excessive licking, fur pulling, pacing, and destructive chewing can be stressful for both you and your pet. They can also cause damage to your home and disrupt daily life. With Complete CoverageSM, eligible costs for diagnosing and treating these issues can be covered—something not all pet insurance providers include or may only offer as an optional add-on.

Alternative Therapies

There are lots of alternative therapies now available to help pets recover from an injury or illness. They include acupuncture, physiotherapy, chiropractic care, rehabilitative therapy, hydrotherapy, and low-level laser therapy. Complete CoverageSM helps reimburse you for alternative therapies used to treat a covered condition. Some other providers do not have this coverage or offer it only as an optional add-on.

Prescription Medication, Prescription Food, and Supplements

Complete CoverageSM helps cover prescription medications, food, and supplements when used to treat a covered condition. This includes medications for pain relief, inflammation, infections, and chronic conditions like thyroid issues. Prescription food and supplements may also be covered if recommended by your vet for a covered condition (excluding general maintenance or weight management).